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The Threat Of Flood Damage

Floods can occur anywhere, and at any time. They are the most common natural disaster in the United States, racking up billions of dollars every year in damage to life and property. Flood damage may be the result of torrential rains, hurricanes, or tropical storms, which can saturate land and cause streams and rivers to overflow their banks, or they may be due to sewage malfunctions or levee breaks. Flash floods are easily the most dangerous, taking only minutes to form and sweeping across the landscape obliterating everything from cars to homes, roads and bridges, with little or no warning to people in its path.

In The Event Of A Flood

In the event of a flood, leave. Don’t try to ride it out. It only takes six inches of moving water to knock a grown man off his feet, and two feet of water can float a car. Have an evacuation route planned, preferably one that goes to higher ground! You should also have a “go bag” prepared, packed with clothes for several days, food, bottled water, extra cash, important documents, and anything else you need. Don’t forget to carry a battery powered radio (and some extra batteries) to stay informed of constantly changing weather conditions. And under no circumstances should you return home until the flood waters have receded and the all clear given by local emergency management

Anticipating A Flood

You’d be surprised at the number of people who don’t have flood insurance, even those in areas prone to flood damage. Floods are not covered by homeowners policies, so take time now to adjust your policy accordingly. Contact your local emergency management office and find out your flood risk, whether you are built on or near a flood plain, and what the possible damage potential might be. Move ground floor appliances and power outlets higher on the wall, at least 12” above projected flood levels. And while the ground is dry and there isn’t a cloud in the sky, go ahead and get the name and number of a local, reputable, water damage restoration professional.

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